产品负责人 (FinTech/工作地点香港)
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项目概要
职位名称:
产品负责人 (FinTech/工作地点香港)
语言:
地点:
中国香港特别行政区
薪酬:
编号:
J-F-2025-915271
合同类型:
固定职位
发布日期:
2025年12月18日
行业:
截止日期:
雇主:
Airwallex
项目详情
参考翻译*免责声明

关于 Airwallex

Airwallex 是一家面向全球企业的一体化支付与金融平台。依托自主研发的金融基础设施与软件系统,我们为全球 150,000+ 家企业提供覆盖以下领域的整合解决方案:

  • 企业账户

  • 全球支付

  • 费用与支出管理

  • 资金管理(Treasury)

  • 嵌入式金融(Embedded Finance)

客户包括 Brex、Rippling、Navan、Qantas、SHEIN 等。

Airwallex 成立于墨尔本,目前在全球 26 个办公地点拥有 1,800+ 名顶尖科技与商业人才。公司估值 62 亿美元,投资方包括 Visa、Sequoia、DST Global、Salesforce Ventures 等全球一线机构,正致力于打造下一代全球金融基础平台


我们看重的特质(Attributes We Value)

Airwallex 寻找具备**创始人式能量(founder-like energy)**的人:

  • 渴望真实影响力、快速学习与高度责任感

  • 具备扎实的岗位相关专业能力与清晰思维

  • 能在速度与严谨之间做出高质量判断

  • 从第一性原理出发做决策

  • 谦逊、协作能力强,能将 0→1 的想法真正产品化

  • 能端到端把事情“做成”

  • 善用 AI 提升效率、加快问题解决

你将在这里与优秀的伙伴一起,解决高复杂度、高可见度的问题,并推动全球银行基础设施的未来。


关于团队(About the team)

Airwallex 的 产品团队(Product Team) 由一群高度以客户为中心的产品建设者组成,专注于打造:

  • 统一(Unified)

  • 直观(Intuitive)

  • 可扩展(Scalable)

的全球金融产品。

团队融合技术深度与客户洞察,在快节奏、高协作环境中不断迭代,突破边界,持续交付卓越的产品体验。


岗位名称

产品总经理(信贷与借贷业务)
Product General Manager – Credit & Lending


你将做什么(What you’ll do)

我们正在寻找一位高度资深、具备战略视野的产品总经理,从零开始搭建并扩展 Airwallex 的信贷与借贷(Credit & Lending)业务

你将直接向 VP Product 汇报,职责包括:

  • 从 0→1 组建信贷与借贷专属团队

  • 对该产品线的 P&L(损益)承担完全责任

  • 同时推动:

    • 嵌入式借贷 / Lending-as-a-Service

    • 自营借贷(First-party lending)

这是一个产品 + 业务 + 财务一体化的总负责人角色


主要职责(Responsibilities)

  • 制定并执行:

    • 嵌入式借贷 / Lending-as-a-Service

    • 自营借贷产品
      的整体战略,确保与 Airwallex 总体战略和市场机会一致

  • 制定并落地业务计划,建立并规模化信贷与借贷产品线,包括:

    • 全面 P&L 管理

    • 财务目标设定

    • 预算管理

    • 业务增长驱动

  • 与全球商业团队及关键客户合作,深入理解核心客户问题,明确目标客群

  • 建立并维护与外部关键机构的合作关系,包括:

    • 银行

    • 非银行金融机构(NBFC)

    • 金融机构

    • 征信机构

    • 监管机构

  • 与信用风控团队紧密协作,制定并实施符合业务目标的信用风险政策,管理整体信贷风险

  • 持续跟踪 SME 银行服务与嵌入式借贷领域的:

    • 市场结构

    • 监管要求

    • 新兴趋势

  • 组建、领导并培养一支高绩效的跨职能团队(产品、风控、工程、商业等)


我们希望你具备(What we’re looking for)

基本要求

  • 10 年以上工作经验,具备以下背景之一:

    • 金融科技(FinTech)

    • 金融服务

    • 专业服务机构中的金融产品负责人角色

  • 有明确成功记录:

    • 搭建、扩展并管理信贷产品

    • 承担过完整 P&L 责任

  • 对以下领域具备深度理解:

    • 嵌入式借贷

    • 自营借贷产品

    • 行业监管与合规要求

  • 强大的战略思维与数据分析能力,擅长数据驱动决策与产品创新

  • 有筹措资金、谈判并落实资本与授信额度的经验

  • 出色的领导力与团队建设能力

  • 优秀的财务管理能力,能进行预算、预测与盈利能力管理

  • 卓越的沟通与影响力,能与各层级利益相关方有效协作

  • 能在跨文化、跨职能团队中高效工作

  • 优秀的学术背景(如高 GPA、院长名单、奖学金等为加分项)


申请安全声明(Applicant Safety Policy)

为防范招聘诈骗:

  • Airwallex 不会在招聘或面试过程中要求:

    • 银行信息

    • 护照等敏感证件信息

    • 任何形式的付款

  • 所有官方沟通均来自 @airwallex.com 邮箱

  • 请仅通过:

    • careers.airwallex.com

    • 官方 LinkedIn 页面
      投递申请


招聘与猎头声明

Airwallex 不接受未经授权的猎头投递。
未经协议提交的简历不产生任何费用义务。


平等机会声明

Airwallex 是平等机会雇主,招聘仅基于能力、经验与潜力,不因种族、性别、宗教、国籍、婚姻状况、残障等因素区别对待。


官网直接申请:

https://careers.airwallex.com/job/c13933e9-b5ca-4190-a90a-115e90797732/product-lead-lending/

原文

About Airwallex

Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we empower over 150,000 businesses worldwide – including Brex, Rippling, Navan, Qantas, SHEIN and many more – with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale.

Proudly founded in Melbourne, we have a team of over 1,800 of the brightest and most innovative people in tech across 26 offices around the globe. Valued at US$6.2 billion and backed by world-leading investors including Visa, Airtree, Blackbird, Sequoia, DST Global, Greenoaks, Salesforce Ventures, Lone Pine, and Square Peg, Airwallex is leading the charge in building the global payments and financial platform of the future. If you’re ready to do the most ambitious work of your career, join us.


Attributes We Value

We hire successful builders with founder-like energy who want real impact, accelerated learning, and true ownership. You bring strong role-related expertise and sharp thinking, and you’re motivated by our mission and operating principles. You move fast with good judgment, dig deep with curiosity, and make decisions from first principles, balancing speed and rigor.

You’re humble and collaborative; turn zero‑to‑one ideas into real products, and you “get stuff done” end-to-end. You use AI to work smarter and solve problems faster. Here, you’ll tackle complex, high‑visibility problems with exceptional teammates and grow your career as we build the future of global banking. If that sounds like you, let’s build what’s next.


About the team

The Product team at Airwallex is a group of passionate builders and problem-solvers who are obsessed with crafting customer-centric solutions that empower businesses to operate anywhere, anytime. We combine technical expertise with a deep understanding of our customers’ needs to design and build unified, intuitive, and scalable products. As a team, we thrive in a collaborative and fast-paced environment, constantly iterating and pushing boundaries to deliver exceptional product experiences.

What you’ll do

We are looking for a highly skilled and visionary Product General Manager to lead the development and expansion of our Credit and Lending business from the ground up. Reporting to the VP Product, this role will involve building a team dedicated to lending and credit, taking full ownership of the product’s P&L, and driving both embedded lending / lending-as-a-service and first-party lending products. The ideal candidate will possess a deep understanding of the financial services industry, exceptional leadership skills, and a proven track record of launching and managing profitable lending businesses in both the embedded and first party spaces.

Responsibilities

  • Develop and execute a comprehensive strategy for both embedded lending/Lending-as-a-Service and first-party lending products, aligning with Airwallex’s strategic goals and market opportunities.

  • Create and implement business plans to establish and scale the lending and credit product line, including full P&L ownership, setting financial targets, managing budgets, and driving business growth.

  • Partner with global commercial teams and key customers to deeply understand critical customer problems and identify the right segments to serve.

  • Establish and nurture strong relationships with key external stakeholders, including banks, NBFCs, financial institutions, credit bureaus, and regulatory bodies to support business growth and scalability.

  • Collaborate closely with the credit risk team to develop and implement credit risk policies that align with business goals, and manage risks across the lending portfolio.

  • Maintain a detailed understanding of the SME banking and embedded lending sectors, including current market structures, regulatory requirements, and emerging trends.

Build, lead, and mentor a high-performing cross-functional team focused on lending and credit products, including recruiting and developing top talent.

What we’re looking for

We’re looking for people who meet the minimum requirements for this role. The preferred qualifications are great to have, but are not mandatory.

  • 10+ years of work experience, with significant time in fintech, financial services, or professional services with financial product ownership.

  • Proven track record of building, scaling, and managing lending products, with demonstrated P&L ownership and financial acumen.

  • Deep expertise in embedded lending solutions and first-party lending products, with a strong understanding of industry regulations and compliance requirements.

  • Strong strategic thinking and analytical skills, with a history of making data-driven decisions and driving product innovation.

  • Experience sourcing, negotiating, and securing capital and credit facilities to support business growth.

  • Proven leadership and team-building capabilities, with experience in developing and managing high-performing teams.

  • Excellent financial management skills, with the ability to oversee budgets, forecast performance, and drive profitability.

  • Outstanding communication and interpersonal skills, with the ability to effectively engage and influence stakeholders at all levels.

  • Ability to thrive in cross-cultural and cross-functional teams.

  • Evidence of exemplary academic achievements (e.g. high GPA, Dean’s list, scholarship, etc.).


Applicant Safety Policy: Fraud and Third-Party Recruiters

To protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from an @airwallex.com email address. Please apply only through careers.airwallex.com or our official LinkedIn page.

Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary.


Equal opportunity

Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don’t regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.

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